Following on from: How popular are Monzo's Plus/Premium accounts?
Regardless of which bank you use, lets say its premium offering was £15 per month. What would be your ideal feature set?
I’m not interested in insurance*, I prefer to source my own from reputable and easy to deal with providers. I also believe software features should be available to all (so paywalling features for paid accounts is out for me).
*phone insurance is fine providing it is like for like with a new handset couriered in 24 hours. No sending a handset off, paying and then getting reimbursed. That is nonsense.
I would like some perks, some interest to offset the cost, some airport lounge access, and most importantly, some cash back or other form of loyalty. If I am loyal to someone whether it be a business or a person, I would like them to be loyal back. And from a business perspective, you need to give me reasons NOT to switch to a competitor.
What about you?