Is this the Revolut thread now? 
In Atom Bank news.
They still offline after upgrade started at 3am 
Thanks @Breezy - beat me to it.
If any further Revolut-related posts emerge, weâll move them.
Not sure what to expect from this key update. Something grand would do just fine.
1 Like
Itâs poor form for those hoping to move any money swiftly today.
Key update was supposed to be 3am, so guess this extended period of non-access had not been considered for on the contingency plans.
Such as dropping a clanger or two. 
Well, I am in no rush for my ÂŁ1.98 anyway
I wonder how many (like me) didnât close down their app before re-trying to open?
Saw this just now. Looks a bit like an afterthought.
In future, that tip could be included in the downtime message itself.
Only a little thing, but makes a difference.
1 Like
Instant access is now 1.9%, beating Marcus.
1 Like
Instant saver is now 2.55%, once again topping Marcus.
1 Like
Tandem are 2.55% as well & the 1 year + bonds are quite competitive. Some are arguing that these are hitting a ceiling.
I would move some money into this and possibly some of my Zopa instant access for a âbetterâ rate.
The application process bugged out and now Iâm stuck in a verification queue - getting no luck at the moment!
Youâre not having the best of luck signing up for things lately are you? 
1 Like
None whatsoever
I shouldnât chase it but you almost have to check that theyâve actually received your information!
1 Like
3.95% AER
Just remember though, when calculating your expected interest, that you will receiver 3/4 of the annual calculated rate.
I see so many posts on MSE where people think they have been âdoneâ
2 Likes
Atom bank have become the first UK bank to sign the UNFCCC climate neutral now initiative and commit to becoming carbon positive by 2035.
Some deets here:
Theyâre leading the way here, not just for banks, but businesses as a whole. Hope the rest of society will follow their lead.
2 Likes
So, despite stating, âYou asked, we deliveredâ, (past tense), they have not actually delivered anything yet , just a teaser as to whatâs coming soon.
1 Like
Interest now 2.95% AER, 2.91% gross.
Just off the phone from Atom, having just closed my account with them.
I was alerted when I logged in to update the Atom app (for the umpteenth time) and did so. When I logged in, I was treated as if I was a new customer and had to (try to) log in. Did this and was faced with the option that I HAD now to register for FaceID to get access to the app. Only FaceID, no PIN code, no fingerprint, no 2FA. I was sure this was a mistake, but no, the CSA confirmed and her supervisor agreed, now no FaceID, no account access. I could actually change the way I logged in, once logged into the account (using FaceID!) and then not have to use FaceID ever again.
This is the short version, I spent ages going through security because I couldnât remember the date when I opened the account, nor the exact sum that was in there. Mainly because I couldnât gain access to the App! Got them, after strenuous efforts, to transfer the remaining few quid back into my (Santander) current account - no FaceID required.
Any other banks people know who only accept facial recognition?
EDIT: Didnât see there was already an Atom Bank thread in operation!
Bizarre.
I just logged in but avoided the first-up Face ID. Once done, I was offered all three options to log in - Passcode, Face and Voice.
Chose Passcode and was in. As youâd expect.
So your crime was to have not yet registered for Face ID. 
Well at least you got your money out - which itself says nothing for the security hoops they wanted you to jump though.
We had a full and frank discussion - the supervisor insisted I must previously have registered for FaceID - I most certainly did not. I only ever logged in using a passcode. Nice bank and good rate of interest, but not for me.
1 Like