Yesterday I had a blip in my McDonald’s app while paying for an order using Chase through Google Pay. The app said to take the code to the counter, rather than order unsuccessful.
Took code to counter and showed staff that, my Chase notification confirming that payment taken, and my McD email confirming order. She checked screen and confirmed order was processed and would be delivered to my table, as per the app, and it duly arrived.
Late last night, I noticed that my account balance was in pence. I always keep mine at £x.00 as I have round-ups on. For whatever reason, while the round up remained, the transaction had disappeared. No trace of it.
This is exactly what I thought but this particular restaurant is sus. These transactions were all done on 14th December (friend’s wedding) using the Chase, Wise and Curve cards. One Chase transaction was processed after 2 days, and these 3 authorisations fell off after a week, the Wise authorisations (5) all fell off after a week but magically charged in Feb. All transactions done via Curve had authorisations fall off but got charged in March. All curve transactions had Lloyds credit card as underlying card.
Good thing I kept all receipts for that period and check whenever something similar happens.
Transactions done with other merchants were processed normally. So I still think it is the restaurant that is sus.
What issues with authorisations? One person having a totally legitimate charge come through late? That’s nothing to do with Chase at all, would happen with any other bank just the same
Your trying to hard to prove against my comment when there’s no reason too it’s hard to provide there is or isn’t. I’m also entitled to my own opinion of chase. Your entitled to your own.
I don’t know if you noticed but I didn’t challenge your opinion. I challenged a factual statement you made in support of your opinion, a statement which based on what I know/saw/read, is wrong. So I simply asked you to discharge the burden of proof
When I was mental nursing in the front line (not like the easy times enjoyed now ), I had the pleasure of taking some patients to a Villa match. All bought and paid for .
We were in the Holt end - right on the left hand side…. and it came down in stair-rods for 80 minutes.
I am still a month away from the end of my cashback offer period, yet am already preparing for life after Chase.
My Amex period does not reset until Feb 2023 statement, so no point using that for general spend beforehand over a debit card, however, I do have a couple of credit cards that could facilitate some small earnings, at 0.25%
Amazon New Day, which is becoming Pulse, will pay cash rewards up to £150pa and is on Google Pay.
Barclaycard will do same, but only Google Pay through Curve (which is soon to be down to just two cards on free tier and pretty useless).
Other option is a pre approved eligibility for a Lloyd’s Cashback credit card that gives £20 if £1000 spent in first 90 days (I think) plus 0.25% on first £4k, then 0.5%
Trouble is, at those cashback rates, I’m not sure I can even be bothered playing the game and may just revert to my Monzo debit card again. Easy life
), I had the pleasure of taking some patients to a Villa match. All bought and paid for 
.
