Chase UK Discussion

Fingers crossed, then!

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New updated out maybe it’s to add the direct debit going out notification lol :joy:

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Yeah. I have £205 in mine and under a fiver if I add up all the interest credits over its life :man_shrugging:

Credit cards in the pipeline line, by end of 2023. We wait.

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High hopes for this, it could be a real market disruptor.

Hmm. I hope there’s more than a distant promise of a credit card to look forward to.

It maybe me, but I don’t get the attraction of same. Are there key attractions within the credit arena which are game-changers?

To me, if I’ve got a credit card or two (which I have somewhere) why might I need another?

If I’d failed to get a credit card thus far, a new one on the block might be worth applying for?

Dunno……

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Exactly this.

I have a spread of cards, covering Visa, Mastercard (home, and FX free abroad), as well as Amex.

Really don’t need another tbh.

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For me it would just be for ease of use.
We currently use Starling as our holiday account, but pay for a lot of the bigger ticket items via a credit card mainly for the S75 protection, which then means transferring the money out of Starling to pay the credit card.
So, if Chase were to come up with a credit card, I would be very tempted to jump ship to them as our new holiday account.

For me that would be decent cashback, instant notifications, splitting payments interest-free over 3 or 4 months, good app and Apple Pay. I suppose pretty much what Tymit could have been if they knew what they were doing.

Also an Apple credit card. That’s what I really want :slight_smile:

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Just hoping for better cashback or rewards than the existing cards.
I am already dumping the Sainsbury’s Nectar credit card come November.

Which existing card?

Rewards/cash back cards from other lenders

My Barclaycard Rewards DD is paid from my Chase Savings account.

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Fair point, but I do use the credit card for other purchases too, whereas a dedicated card for travel spending would just make things easier for me personally.
(Maybe I’m just lazy lol)

Not at all.

Use them in the way that best works for you.

That’s what I do tbf.

Not everyone manages their budget and spending in the same way. Fact :+1:

Find that hard to believe. I’m getting £1/month on interest and have got roughly that for months.

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:rofl:

I can’t read my own spreadsheet correctly. :man_facepalming:

My interest, monthly:

Opened

0.00, 0.02, 0.09, 0.16, 0.26, 0.30, 0.43 = £2.90 [2021-22 tax year]

0.48, 0.54, 0.57, 0.64, 0.69, 0.77 = £3.69 [2022-23 tax year]

Took the values from Line 16 off each sheet, before now, and it’s not the same account on that line for both periods :man_facepalming:

I concede :smile:

£6.59 interest for the calendar year :+1:

Looks like virtual cards might be in their plans

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To a paraphrase myself

Ooooo awesome!

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