I’ve personally never bothered with roundups. I just see it as over the top micro managing of money and I’m perfectly capable of managing my finances without the need for roundups.
But then I actually spend very little anyway and I’ve shifted most o my spare cash into 5 percent savings anyway.
I’m not a fan of the buzzword money management titles thrown around these days, pots, goals, spaces, can’t see the point to be honest 
I stress this is all my own personal opinion 
I should also add that I’m autistic and like a round balance. In fact, I would love if Britain got rid of decimals from our money entirely and just made it 500 pounds instead of 500 pence = 5 pounds
Same here - round-ups are completely pointless when you can just sweep what’s left in your current account into a 5.2% savings account on the day before you get paid.
Plus, they clutter the account register and I do like a clean account register 
I would too if they’d solve the transaction metadata enrichment
Personally I think N26’s “category, not merchant” approach, was better
Have contacted chase to do a partial switch as not happy with the way Monzo are going with their interest and pots. I have read the whole thread and I am impressed with what I have read. I was amazed contacting chase yesterday to do partial sketch how quick they came back I to me.
Partial switches are famously unreliable. You’re better off swapping everything over manually as partial switches aren’t even covered by the CASS guarantee if something gets cocked up.
Purely out of interest, why did you plump for a partial switch?
Not covered by the switch but Chase have always been happy to pay out compensation and write letters to explain circumstances around issues, for me
Thought would be easier to move my dds
I’ve always thought that the easiest way to move a bunch of DDs is via a switch ie., not needing to to contact the merchant.
True but don’t want to close my Monzo account.
Ah, I missed that. 
Also want to stop paying there £5 a month for plus
Good choice, I feel like the market in Britain just isn’t ever going to accept paid banking. Especially when banks turn massive profits and actually pay you to change to them/pay you to use them
I thought that the switching payments would have fizzled out years ago but no sign of it yet. The four of us do it as a bit of a cottage industry. The little guys are dead chuffed to get a seemingly endless stream of free money.
I wish they’d sizzle out, I don’t feel like they represent a good return on investment for shareholders
Actually I take that back, I realised I get the switching bonus and then buy shares in the bank so actually it’s a net benefit for me 
I have cancelled plus and changed my dds manually so all will go through correctly after having a think a do my wages to be paid there too.
It’s best to do the DDs from a Chase savings account as you get more interest.
You need the wages to go into a current account to get the ongoing 1%.
I have a question regarding switching away an additional Chase current account.
When asked if you have a debit card for the account, do you say no and just proceed or you just enter the digital one in the app? If you are to enter the digital one in the app, do you then first make it the primary payment account first?
