Chase UK Discussion

Yes I did see that and of course I’ve been aware over the last couple of weeks that transactions/notifications are now significantly quicker than they were in the begining. I no longer feel ‘anxious’ waiting for the notifications because they are now happening within a few seconds instead of a few minutes, which was the case at the start (for me).

Better budgeting tools, don’t need them, so not really interested.

Hiding my savings account? Nah, don’t need to do that.

Savings account: well of course all of us savvy Chase customers have already opened one up haven’t we?

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Looking forward to when regular accounts can be swapped to savings accounts :thinking: for those of us that already opened a regular account and now can’t reallocate it

That’ll teach you for diving right in at the beginning and not waiting a few weeks for things to settle down :laughing:

I’ve still only got one current account with Chase and their super dooper savings account. I’ve got no interest in opening multiple accounts within Chase because from my perspective, there’s no point.

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Anyone on here got a Huawei phone and installed EMUI 12 on it yet please?

My phone keeps trying to “upgrade/install”, however, I am stalling as I don’t know if Chase app, or any of my other banking apps, won’t “play nicely” with it :man_shrugging:

So, who else has been counting up their first proper round of interest on their savings accounts this morning?

I have to say, between us, me and the Wife have earned a not too shabby amount over the last 30 days. It’s a clear winner.

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Completely forgot about it - mainly because I’d forgotten that it was the start of a new month. One of the side-effects of having retired :grinning_face_with_smiling_eyes:

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Sorry, I don’t buy that! :rofl: I’ve ‘retired’ about 5 times since I finished my career a few years back and I’m still only 54. It’s not that I get bored not working, it’s just that of course global travel does cost money and I have to obviously fund it. So the interest Chase are paying won’t pay for my next holiday to Grenada, but it’ll at least buy me a few beers at the airport.

Have you had any successful direct debit taken out of this saver account? I want to give it a go.

Yep - my DD to American Express (and others) have been paid successfully from a saver account.

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Thank you. You have responded before the 24/7 chat did. :wink:

I received an email on Friday from Chase wanting to know my thoughts so far. I found one of the questions rather odd, “How would you feel if the app was no longer available?” or words to that effect. Surely, the whole point of being a digital bank, is to have an App that allows the customer to carry out their day to day banking business? I therefore wonder why they even had to ask the question. I am of course hoping that Chase will just get better and better and give me the excuse to give Starling the push.

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I thought the same, and wondered whether they’re having second thoughts about launching in the UK.

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I agree. What’s not to like? R-

I too was concerned about this question, but I wondered if there was a “come closer” element to it. A sort of “ will you miss me when I’m gone” type thing that ancient relatives ask you when they’re drunk. R-

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I don’t personally think they’d have got so far in already if they weren’t serious on staying. I mean, why would they even bother offering the savings account? Why bother with all of the advertising too. I guess though, as an entity, J.P. Morgan Chase do hold a lot of reserves, so if this venture went belly up or they saw no future, they could just pull the plug. I’d like to think not though.

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Welp, manually moved all my DDs to Chase today. The interest I got from a measly £55ish of roundups (when my direct debits come out I move the spare to a pot) outstripped my Starling roundups.

They were very quick to lower the interest rate over @ Starling but have been very slow uplifting it. Their savings rate for what is essentially easy-access in pots etc is shocking right now

I’ve actually made more in cashback than I would in Starling interest over an entire year, I’d reckon.

I think it’s wise to expect Chase to flop hard on the incentives after the 1% cashback/interest at 1.5% is done though, to be honest. They’re here to make a profitable business after all.

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Definitely the case for us, by a country mile. R-

I may have missed it, but what are Chase like with notifications for DDs?

They sent me a push notification today on Android to tell me that mine was coming out tomorrow, so same as others imo.

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Would be nice if they did a Starling thing and did in-app visuals on “coming in (like BACS credits)” and DDs going out the next day

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