Isn’t Ode an NHS thing? I think most companies want to appear like they actually care about the NHS, rather than giving them a discount or cashback they can get elsewhere.
Not sure about Spree
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As well as some other vocations - e.g. teachers, carers, charity workers.
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No doubt they are limited in what they can do, due to the capped interchange rates…
If going down that route, I note Asda have a 10% discount for Blue Light card holders…
Spree is available to anyone who’s employer uses Sodexo employee discounts - I still have access to one from a previous employer, not the NHS.
Ode is just a rebranded version of the same thing (it even uses the Spree app).
The offers on the card are all funded by the retailers, like Airtime Rewards, Curve etc cashback offers.
Asda offer 10% discount to Blue Light Card holders, which is their ‘doing right by the NHS’ thing.
See Avios/Barclaycard. The bold play I was suggesting was that Asda sell Jaja the store credit at a bigger discount than they are, in exchange buying the customer’s loyalty.
As above, Spree is not about ‘giving back’ to the NHS or anything like that (Ode pretends to be but is a for-profit venture), it’s available to anyone who’s employer uses Sodexo services. To labour the point further, Perksatwork (which is another ‘employee discounts’ portal although in most cases not funded by the employer at all) sell instant ASDA e-gift cards for the same 3% discount.
Even TopGiftcards - which is actually available to anybody regardless of employment and presumably makes a cut on each sale offer a 1.6% discount on Asda giftcards.
Asda can afford to be more generous than 1% back on their own spend in store, on their own credit card.
You can get this via medicash. If you take out the lowest policy (£7.50 a month), the cashback perks can end up paying you
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Asda rewards are now collectable and usable chainwide.
Has anyone managed to get Google Pay working yet? They tell me it’s rolling out and indeed it’s listed as supported on the Google Pay web site.
Usually Google Pay works for all on day one but Jaja twitter tell me it’s a slow rollout. Jaja customer service say they don’t support it at all! My card just says it’s not supported, or has everyone just given up with Jaja?
After years of waiting, Google Pay finally works on my Jaja card!
Apple Pay doesn’t work.
Jaja have also launched a new near-prime credit card today.
Hi what a near prime card? I occasionally seen people writing a card is subprime- prime and near prime I have no idea what it mean
I had to google it, seems to be for people not quite with a perfect credit score. 
I think my Jaja card is the only one I have with no FX fees and instant notifications, so it is handy to have when I go abroad.
Just been offered this credit card via ClearScore said I was pre approved with a £200 credit limit ended up with a £1,200 credit limit just a shame it’s only 4 months interest free
Why would anyone go for this card over the ‘credit builder’ ASDA Money product, also issued by Jaja?
To benefit from the 4 months interest free purchase.
But after that, I think they will be in the drawers.
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Unfortunately they have FX now.
Yes I signup it specifically for the bonus and ended up loving the app it perfect they have chat function. I initiated my lady a month later they had increased the bonus to £50 with 6 month interest free period, if they no fx fees the card would have been perfect for me
One card is partnership with Asda and the other is Jaja trying to compete in the credit builder market eligibility criteria might differ, it could be the Asda one accept those with good payment history but not perfect credit history, while the Jaja one would accept those with missed payments, not on the electoral roll etc
There are two flavours of the Asda partnership card, a prime one (rep. 25.9% APR variable) and a subprime one (rep. 34.9% APR variable).