I have only a mortgage and a savings account with them but I was quite impressed by the new app. Looks nice, feels faster, and does the (very few) things I need. If they can keep this up with the current accounts, they could be a real contender for my custom.
Yes, noticed that. Interesting move, but seemingly not too big a shock say the experts. Wonder what the thinking is……
(I wonder if this is a precursor to Santander shedding its mortgage business !! ).
Don’t quote me ……
This would be unprecedented for a big 5! More likely they’re just intentionally pricing themselves out for the time being, perhaps some internal risk analysis which suggests it’d leave them better placed.
Sorry
Yes, I think that’s where I was thinking. My post was simply a device to playfully set the markets running - possibly another 2008 !
(I must get out more ).
I received an email earlier inviting me to open a Santander Edge current account with no monthly fee for the first 12 months.
“It’s an exclusive offer as a thank you for having your savings with us.”
Not even tempted, tbh!
Yes, I keep getting emails asking me to open a 5% Regular Saver with them. But its just not competitive…
had a notification about a cashback credit card they’ve just launched…£3 per month, for 2% cashback for a year then 1% ongoing. worth it for the first year at least I reckon.
Thanks for the heads-up - I’ll take a look
Decent review of it here
Yep, the £15 max monthly cashback is a bit of a killer but set an alert for £750 spend each month for the first year and it’s a fairly easy £12/month. 1.6% effective cashback rate.
Just waiting for it to be added to Quidco/Topcashback now. I note that TCB are offering £25 for accepted Edge Current Account applications currently.
Yes indeed. That’s sorted. That & the Chase offering works nicely.
That’s a most helpful ploy for managing my master plan. Thanks
I got a “less than likely” response, so I’ll pass.
Got too many credit cards anyway
question - Cater Allen - who? what? when? basically the same as Santander as far as I can see but I just want the card…?!
I always thought Cater Allen is to Abbey/Santander as Coutts is to Natwest Group (and Adam & Co used to be to RBS).
It appears Cater Allen no longer have a predetermined income requirement tho.
I clearly mix in the wrong circles as I’d never heard of them.
I have now….
I used to have an account with them but that was when they were gradually upping the requirements so I closed it.
Except they don’t have an app, or Apple/Google Pay.
You can add them to the Santander app (if you have Santander accounts).