You assume wrong 
It’s a Loyalty Easy Access Cash ISA (NLA)
Alas, my fix was at 4.25% for 18 months. Great rate at the time (April 2023). Not so much now, but I’ll ride it out.
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That’s some loyalty 
It’s why I have £1 in many savings accounts across savings providers. So that I am eligible, as a customer of 12 months or more, for these Loyalty accounts 
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Good call 
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What’s NLA?
No longer available.
Sorry 
Thanks for building it up !! 
4.55% easy access @ Easy Access | DF Capital
If you are fortunate to have £85k available, HSBC is offering 4.81% via Flagstone
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Next working day is a bit cheeky for Easy access imo
Minimum 1k withdrawal too
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For the hassle some of the so called easy access accounts put you through for a few extra miniscule parts of a percentage point, they ain’t worth it in my opinion.
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Agreed. Oxbury are tempting me as it’s instant deposits and same day withdrawals. 1k minimum isn’t so much of an issue. It’d be an improvement on Kroo/Triodos. Haven’t decided yet though.
FCA new to big banks and excuses 
To be fair and to keep things in perspective, that’s still miniscule parts of a percentage mark on other easy access accounts in the 4 percent club.
I genuinely personally couldn’t keep up with it, mostly because I just can’t be bothered 
Yeah. It leaves Chase and Monzo closing in on a 1% difference.
0.71 and 0.81 atm
I think given how regularly the BoE are meeting and raising it’s probably best to keep your funds in an account at least a month - even as a “rate tart”
I don’t really have the funds to make it worth it - would only be doing it for “fun” 
Your Ford Money is now 4.35% from today, as forecast a few days ago
A perfectly decent rate in my opinion.
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I welcome this too
I’ve received the email from Ford Money and looked at my account and it’s 4.27 percent 
Don’t panic, it’s just the difference between gross interest paid monthly or annually. AER is still the same.
4.35% yearly
4.27% monthly
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