So true hahaha
I don’t know if this has been asked here before but I have failed to find an answer.
I see that Starling can allow you to have a second account for a fee of £2 a month. Can I use the CASS to take out either my first account or the second account then remain with one account only. If this happens, will the £2 monthly fee be stopped since I will effectively remain with one account?
I have just joined Starling for the first time and seem to like it but sole purpose was for the switch bonus if I switch it out. An ideas?
I don’t think you can switch an additional account.
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Anytime I want to transfer out of my starling account it seems to want to ask me 6 questions then holds the answers for them to be reviewed.
I get it’s to stop fraud but it’s an account in my name that I send money to every month?
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Supposing I transfer out the main one, will I still be made to pay the £2 monthly fee for the additional one which I will have remaining as the only account?
A second Starling account is an ordinary full current account, you just pay a fee for having it, so I can’t see any reason who you can’t use CASS to switch it out. The £2 monthly fee should then stop because you will no longer have a second account.
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I would ask Starling Customer Support. My take on it is that you can’t transfer your main account and be left with the additional one. I might be wrong, so it would be good to know what Starling say.
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Do they have any right to stop me from switching it if I decide to? Waiting to hear the feedback you get from customer service
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This is reassuring. I will opt for this. Taking the main one to Nationwide as soon as I get my debit card. May be I will experiment and get back here with results.
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They’re not main and additional. They’re first (free) and second (£2 per month). It’s only like having two current accounts with Halifax and only switching one of them. I’ve done exactly that with no problems.
Did they stop charging the £2 monthly fee when you switched one from them?
Ah, OK. I know there used to be problems trying to switch/close a personal account if you had a joint one - you had to close that too, though I don’t know if that’s still the case. Wasn’t sure if this may be a similar situation.
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It was a Halifax account I switched, and they don’t charge anything for having a second current account, or even a third one. In fact, Starling is the only bank I’ve ever heard of which charges for extra current accounts.
FAQs on the Starling site state you cannot CASS into or out of a secondary personal account.
As these secondary accounts don’t have an overdraft, I would concur with @Dan that if you switch away from your first account, Starling won’t keep your second account open. I’m basing this assumption on the way the accounts work, where they share a debit card, but you’d have to identify this card as the card for the first account as per of the switch process.
As you can open and close the secondary account at will, and it always keeps the same account number, I reckon Starling does classify this as ‘additional’ and not equal to the first account.
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I am going to do that experiment as soon as Starling delivers my card. I will initiate CASS to Nationwide and immediately open a second starling account for a fee of £2. I have no overdraft with them and don’t need one.
Returning to your original enquiry, what’s the thinking behind your idea? (I may, of course, be missing something obvious 
).
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What made me think about that is the fact that you can not open another account with Starling until after 6 months from when you switched away from them. That’s when I saw that you can open a second account with them but at a monthly fee of £2. So there I was, thinking that I can switch out one account and remain with the second
So are you thinking about having two Starling accounts - keeping one - and CASSing away from the other?
Are you switching for the nationwide bonus?
That’s the one I want to do first then continue to Santander