Not if they need breakdown cover, it isn’t.
Doesn’t it include that? Huh, wild. Thought it did. Retract my statement, breakdown cover is useful even if you don’t have a car (but do sit in the passenger seat sometimes), to be honest
It does, but the VM’s Club M cover is worse in every respect. Green Flag rather than AA and no nationwide/onward travel or European cover included.
Sorry yeah that’s a good point I will amend my post if you don’t need breakdown
That feeling when you realise you paid over £300 for family worldwide travel insurance earlier this year and that, yes, a current account with a monthly fee actually does make sense.
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HSBC UK is alot better value than NatWide Banking Society.
I get free worldwide travel insurance for zero Great British Pounds per month.
Yes, and of course there are no strings attached to that service, are there?
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Likewise, but don’t forget that there are quite stringent conditions for being accepted for a Premier account (though less than some of the other high street banks).
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Indeed, for those of us lesser mortals who earn no where near £75,000 per annum or don’t have £50k sat in savings, £156 a year for annual worldwide travel insurance (Inc North America) with car and phone breakdown, is totally worth it in my worthless opinion 
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Well it’s all about opinion isn’t it? I for one really like the rebrand. You’d think by reading a thread on another forum, that some folks world had collapsed because Nationwide sat down and decided to carve up their old tired look for something slightly different. My personal view on it is, if one feels so strongly about a change one finds so utterly appalling, do the decent thing and toddle off to another bank whose branding one does like 
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If you’re talking about MSE, there’s a lot of very entitled-feeling people who are very bitter about the ‘Fair Share’ promotion. I don’t have a great deal of time for most of it, frankly.
There’s also a contingent of carpetbaggers who are bitter that their 90s play didn’t work out and seem to still be clutching those straws convincing themselves it’s still going to come good eventually.
I am obviously not aware of your circumstances, but that does seem to be a lot of money? I guess I’m used to just forking out for me and 'er indoors, but of course I have been used to paying a monthly fee for a packaged account with Nationwide (not a bloody bank 
) and as we’re both over 50, it’s not a bad option in my opinion. Only let down for me, is Nationwide’s limitation on diving depth to 18 metres and as I’m qualified for 30 metre dives, I end up having to buy a standalone dive insurance policy to enable me to dive to 30 metres 
You’d be surprised how easy it is to be talking £300 or more on holiday insurance.
For us and the kids was maybe £200 for a few weeks (depending on what you have for the excess). This year, the CDW for the car would have been £300 all by itself. So on a single 3/4 week holiday this year we’d have been out over £500. All nicely covered by Curve.
I suspect that most have dropped out of that game long ago. What I worry about is that they could get themselves into a Halifax or Co-op situation and find it forced upon them.
Indeed I am surprised because I genuinely have no idea what annual travel insurance premiums cost these days on account of the packaged Nationwide account. Anyway, it’s getting way off topic
I would like the new Nationwide rebranded card though, no more embossed numbers, I might even be tempted after Christmas to accidentally on purpose snap my current old style card and ask for a new one
I’m surprised some old hack from the last century hasn’t moaned about how shops will no longer be able to get their ancient card rollers out for when the calamitous no WiFi scenario arises and the card machines stop working. Trust me, they’ll be some whingeing old sod out there who will be up in arms 
What do you mean, sorry? Halifax demutualised in the 90s, a process supported by its board and members. Or do you mean the forced merger of Lloyds TSB and HBOS a decade later?
The Co-operative Bank was never a mutual, although it used to be owned by a consumer co-op (which isn’t the same). It was rescued by US hedge funds.
There are most certainly still carpetbaggers out there, although charitable assignment means that nothing will happen unless the board push it in that direction. A thread usually pops up by one of them sometime around the time to put resolutions forward for the AGM, which obviously goes nowhere and achieves nothing.
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It was annual worldwide including USA multi trip for two adults and two kids. I tried to go with a reputable company on their mid tier policy. Maybe I could have shopped around more and saved a bit.
I am aware of encouraging off topic here, but was there a reason why you didn’t opt for a Flexplus account with Nationwide rather than Flexdirect purely for the annual Worldwide family travel insurance cover? It’s not a criticism of your choice, merely one of overall value for money.
investments also count, maybe i should shift my LISA over 
Good luck, like all retail banks HSBC UK want nothing to do with LISAs for fear of mis-selling repurcussions.