Using Revolut as a full account

This is actually what concerns me, given I wouldn’t have the accurate wage slip till the next day. Did they accept old ones then?

I’ve had varying experiences with funds checks. £38 took 3 days, £200 took literally 5 minutes…

These were both from savings accounts not using FP

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They essentially asked my knowledge of the ‘business’ where the money was coming from. I gave the address and notice this was my first payment form them and why.

I think they were making sure I had not invoice scammed someone.

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Noticed today that starling is now able to verify the PAYE with Revolut now

Sorry. What does that mean?

https://www.barclays.co.uk/help/confirmation-of-payee/what-confirmation-of-payee-is/

Oh right. I thought you meant Pay As You Earn (PAYE) :man_facepalming::joy:

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CoP is the usual term - I’ve never seen PAYE used to describe it.

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Sorry phone autocorrect it and took the extra e off it

Ah, of course - I should have realised that :slight_smile:

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Anyone having problems with Revolut today?

Yeah they have outages

Thankfully it’s a small refund and transfer I’m awaiting - although the chat agent said refunds weren’t affected - before saying it will “push through” :unamused:

The app stated earlier they are having problems with some app functions, but it now says that topups from back cards aren’t working.

I don’t think this message is a true reflection of the issues they’re facing. Originally it said all issues were resolved, then card top up came back. Think it’s been royally botched by Black Friday and the market instability today coinciding.

Agreed, there’s also a message about transfer issues now

I was just transferring some pounds to euros and they’ve now introduced quite a hefty surcharge - that’s new.

Is that the 1% weekend fee (which has been around for nearly 18 months) or something else?

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Revolut was a nightmare when I was with them. Lasted a week and closed my account with them. Horrible customer service

For a standard plan, the functionality on offer is without doubt the best. There are things I can do on there, for free, that you simply can’t elsewhere. If you compare to Monzo for instance, any feature development has been paywalled over the last year. Revolut are less reliant on paid for subs - and the ones they do offer are generally less focussed on the apps features.

That said, more fees have creeped in transaction wise & they do suffer from a bit of a customer service issue. I wouldn’t say it’s a great deal worse than the other large fintech’s though. I’ve only really had fundamental issues with Direct Debit’s with Revolut - but everything else on offer outweighs that for me.