Using Revolut as a full account

Is there a 1% exchange mark up on bank holidays? (Like weekends)

Probably as the markets donā€™t open? Unless they go to a foreign market to trade

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Theyā€™re chat agents say it reverts back to normal tomorrow regardless of it being a bank holiday - itā€™s weekends only (1pc)

I got in touch with them after posting here :slight_smile:

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0.7% interest Vaults on Metal now. Only aware as Iā€™m on a free 3 month trial.

Better than my savings account provider - shall I move a lump? Iā€™m a regular user.

You can now pin group bills and scheduled to the home page on Revolut on IOS - a good improvement.

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Has anyone used Rewards much - I know some are ā€˜cashbackā€™ but one Iā€™ve looked at adds the discount up front before checkout. Revolut state you must pay with a Revolut card subsequently - but whatā€™s making me?

Does Revolut still offer an auto top-up option, to add money from another bank when a balance drops below a certain level?

Yeah - but the other card has to be used for normal top ups for a while before youā€™ll be allowed to do it

Revolut have just replaced my cards with multiple Visa Debits - RIP Maestro :sob:

Are they a proper Visa Debit now with the ability to get cashback?
Will they work at debit only locations e.g. lottery?

I would ask Rita? but it will take ages to get a reply and I donā€™t know if Iā€™d even get the right answer.

Yeah the BINs are showing as full debit cards. They all support VISA instant credit which is a nice touch. Payments from PayPal onto the card are instant.

Iā€™ve had one or two acceptance issues with my Revolut Visa - never with a Revolut Master

Amex donā€™t recognise the former for instance

Iā€™d picked up free ā€˜noveltyā€™ cards from Revolut and had three easily distinguishable cards. Theyā€™ve been replaced with three identical Visa cards, which is really not helpful. If Iā€™d actually paid for a design, Iā€™d be pretty peeved. Iā€™ll have to mark them now somehow instead.

They unilaterally replaced your Maestro?

I still have mine. Valid until 09/24

A slightly odd question, but does anyone else have a Revolut Pro account? It comes with 1% cashback and is targeted at freelancers. I opened a month or two ago to see what it was all about, but now canā€™t find a single detail about it - thereā€™s just an extra tab in the app and an extra virtual card.

Classic revolut - confuse the costumer

Do you need to verify your freelance business to use it?

Yep and said that Iā€™d need to move back to the EEA to get another Maestro. I think they just made that up on the spot.

The second Visa card didnā€™t arrive and then itā€™s replacement subsequently came with a big bite out dove hologram; that and the white signature strip give it a fake look.

You have to tap a box to say youā€™ll only use it for your freelance activity, or something like that. Nothing else

Looks like Revolut are gearing up for credit products in the UK. They are hiring for an overdraft manager and have recently updated the app to label personal cards as ā€œdebit cardsā€.

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Tried using Revolut to pay into a lifetime isa with dodl (new app from AJ Bell).

Transaction was declined as suspicious. Fair enough, it happens.

Tried to open and review, but was just getting a blank screen when I tapped the review transaction button.

Now onto my fourth cut and paste CS operatorā€¦ Claiming that similar transactions may be declined even if I do get through to the right screen and confirm it was a valid transaction. They simply ignore the actual problem - which is that the app isnā€™t working!

Strangely, trying to switch to the Pro tab also now takes me to a screen that never loadsā€¦

It does feel very dodgy. Iā€™d be pretty stressed if this was happening to my main account